Terms of Use for Finwise

These terms govern how you may access and use the Finwise website, its articles, tools, and educational materials. Please read them carefully before relying on any content published here.

Scope of the Service

Finwise is an informational portal focused on investing, personal finance, retirement planning, ETFs, stocks, wealth management, inflation protection, and passive income. All materials are provided for general education only and do not constitute personalized financial, legal, or tax advice. We do not sell financial products, manage client portfolios, or recommend specific securities.

Acceptance of Terms

By accessing any page on this site, you confirm that you have read, understood, and agreed to be bound by these terms. If you do not agree with any part of them, you should stop using the website. Continued use after a change is published counts as acceptance of the revised terms.

Editorial Independence and Accuracy

Articles are written by independent editors and reviewed for factual clarity. We aim to keep information current, but markets, regulations, and product details change. Figures, historical data, and examples are provided as illustrations, not as guarantees of future performance. Always verify details with primary sources before acting.

No Investment Advice or Solicitation

Nothing on this website is an offer, solicitation, or recommendation to buy or sell any security, fund, or financial instrument. We do not provide personalized recommendations based on your circumstances. Decisions you make based on site content are your own responsibility. Consult a licensed adviser for advice tailored to your situation.

User Responsibilities

You agree to use the site lawfully, without attempting to disrupt its operation, scrape content at scale, or misrepresent your identity. You are responsible for any decisions or actions taken after reading our material, and for verifying that any information you rely on is still accurate at the time of use.

Limitation of Liability

Finwise is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including accuracy, completeness, and fitness for a particular purpose. We are not liable for any direct, indirect, incidental, or consequential loss arising from your use of the site or reliance on its content.

Intellectual Property

All text, layout, graphics, and original research published on Finwise are protected by copyright. You may quote short excerpts with a clear attribution and a link back to the source page. Republishing full articles, repurposing our tools, or using our branding without written permission is not allowed.

Third-Party Links and Tools

Some pages may link to external websites, calculators, or public data sources for convenience. We do not control these resources and accept no responsibility for their content, availability, or privacy practices. A link does not imply endorsement of the third party or its products.

Changes to These Terms

We may update these terms from time to time to reflect changes in the site, applicable law, or our editorial practices. The latest version will always be posted on this page with a revised effective date. Significant changes will be announced in a notice on the homepage for at least 14 days.

Termination of Access

We reserve the right to restrict or terminate access to the website, in whole or in part, for users who violate these terms, attempt to compromise site security, or engage in conduct that disrupts service for others. Termination does not affect any rights or liabilities that have already accrued.

Governing Law and Contact

These terms are governed by the laws of Tasmania, Australia. If you have questions about this agreement, our editorial standards, or wish to report a concern, contact us at info@finwise.example or write to 1 Florida Circle, South Laura, TAS 2185.

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